Jaime de Magalhães Lima
O credito agricola em Portugal
"O credito agricola em Portugal" by Jaime de Magalhães Lima is a scientific publication presented as a conference at the Real Associação Central da Agricultura Portugueza, written in the late 19th century. The book addresses the intricacies of agricultural credit in Portugal, emphasizing its significance for the nation's agricultural development and economic stability. Through an analysis of historical and contemporary practices, it seeks to highlight the ongoing challenges and potential solutions within the agricultural credit system. In this work, Lima outlines the development of agricultural credit in Portugal, showcasing the essential role of institutions like the Caixa Economica d'Aveiro and exploring various legislative attempts to enhance credit access for farmers. He discusses the shortcomings of existing systems, including excessive state intervention and inadequate organization, which hinder agricultural progress. Lima argues for decentralization of capital, equitable credit distribution across sectors, and increased state involvement to promote sustainable agricultural practices. Ultimately, he stresses the need for strong moral principles among lenders and borrowers to ensure the success of agricultural credit, suggesting that improved conditions can lead to mutual prosperity for both agricultural producers and the broader economy.